Updates
  • UAT Test Notification

Thinking of going Green? Check out our new Green Loans from 5.90% variable (6.06% APR)

Thinking of going Green? Check out our new Green Loans from 5.90% variable (6.06% APR)

We have a product to suit all of your financial needs, Get in touch today.
Live, study or work within our common bond?

Live, study or work within our common bond?

Shankill, Rathmichael, Enniskerry, Knockree, Kilmacanogue, Bray, Greystones, Delgany, Kilpedder, Kilcoole, Newcastle, Newtownmountkennedy, Sallygap, Laragh, Ashford, Rathnew, Wicklow Town, Roundwood, Annamoe, Moneystown, Glendalough, Barndarrig, Blainroe, Glenealy, Kilbride, Redcross and Rathdrum.
First time Buyer, Mover or Switcher?

First time Buyer, Mover or Switcher?

3.40% Variable (3.45% APRC)
We have lowered our mortgage rate by 0.5% effective from 30th of March 2025. Talk to our mortgage advisors today.
Current Account, switching is easy.

Current Account, switching is easy.

  • Same friendly service
  • Globally accepted Debit Mastercard®
  • Apple Pay, Google Pay and Google Wallet
  • Low, transparent fees

Loan Calculator

Apply for a loan today with interest rates that suit you!

Maximum Loan Amount :
Maximum Loan Term :


Required Loan Term

Repayment Frequency
APR
9.92%
# Repayments
Total
Total Cost
APR
9.92%
# Repayments
Total
Total Cost
APR
9.92%
# Repayments
Total
Total Cost
APR
9.92%
# Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

What we lend for...

East Coast Credit Union has excellent competitive loan rates for everything you need

Home Improvements

Home Improvements

If you're got plans to transform your home, by adding more space or making it more energy efficient, we've got the flexible loan for you.

Personal Loans

Personal Loans

At the credit union we understand that the reasons for needing a personal loan are as varied as life itself. Whatever your reasons, we’ve got the personal loan for you.

For New Wheels

For New Wheels

Whether you want more space for a growing family or are looking to buy your very first car, we've got the flexible car loan for you.

Student Loans

Student Loans

Wherever you are on your academic journey, be it starting or returning to college this year, talk to us today about our flexible Student Loans.

Latest News

Stay up-to-date

Important Update: Verification of Payee & SEPA Instant Payments
29 Sep 2025

Important Update: Verification of Payee & SEPA Instant Payments

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Credit Unions to Triple Lending Under Central Bank’s New Rules
14 Aug 2025

Credit Unions to Triple Lending Under Central Bank’s New Rules

Credit Unions have been ranked as the most reputable organisation in Ireland, topping Ireland RepTrak® 2024...

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EVs accounted for 25% of new car sales in Wicklow in July
01 Aug 2025

EVs accounted for 25% of new car sales in Wicklow in July

Credit Unions have been ranked as the most reputable organisation in Ireland, topping Ireland RepTrak® 2024...

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Now Hiring: Be Part of Our Growing Team
29 Jul 2025

Now Hiring: Be Part of Our Growing Team

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Regulation 76 Update – SEPA Instant Payments Available from 30th September 2025
03 Jul 2025

Regulation 76 Update – SEPA Instant Payments Available from 30th September 2025

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CXI Study: No. 1 in Ireland 10 years in a row
04 Feb 2025

CXI Study: No. 1 in Ireland 10 years in a row

Credits Unions are the most reputable organisation in Ireland...

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Credit Union's No.1 in Ireland
04 Feb 2025

Credit Union's No.1 in Ireland

Credit Unions have been ranked as the most reputable organisation in Ireland, topping Ireland RepTrak® 2024...

Read More
Notice: New Text Message and Phone Scams Targeting Bank/Credit Union Members
23 Jan 2025

Notice: New Text Message and Phone Scams Targeting Bank/Credit Union Members

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Notice of Updates – Current Account & Debit Card Terms
23 Jan 2025

Notice of Updates – Current Account & Debit Card Terms

Read More

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